Minnesota Senate Candidate Mike McFadden Wins Another Blockbuster Endorsement

Molly_McFadden_adSaint Paul, Minnesota – In news that could shake up Minnesota’s previously sleepy U.S. Senate contest, Republican candidate Mike McFadden announced today that he has landed the endorsement of his young daughter Molly McFadden.

“With just two weeks left in the campaign, we decided to launch our October Surprise,” said McFadden, a CEO of an investment banking company from Sunfish Lake.

Ms. McFadden’s announcement was made through a new television ad produced by the McFadden campaign.  The transcript of Ms. McFadden’s ad follows:

My dad, Mike McFadden, is running for Senate.  He really tries.  But he’s not very good at this political stuff.

Problem is, dad’s super honest.  He works hard.  And he’d rather help people than attack them.

Dad’s been all over Minnesota telling people about his plan.

But I can tell you this:  He’s a good guy, with a great heart, and he’ll give everything for Minnesota.”

The announcement continues a red hot streak for the McFadden campaign, having secured the endorsement of the candidate’s Obamacare-hating peewee football players, fiscal analyzing son Conor, and now his political analyst daughter Molly.

“Amazingly, Mike is on the verge of getting endorsed by every one of his offspring, while liberal Al Franken hasn’t been endorsed by a single McFadden child,” said McFadden campaign spokesperson I.O. Koch.

In a rare moment of political harmony, the Franken campaign released a statement agreeing with Ms. McFadden:  “While we dispute the ad assertions that Mike is honest, doesn’t attack people, and has a plan that he is sharing,  we cannot disagree with the ad’s observation that Mike “is not very good at this political stuff.”

Note:  This post is satire.  Though Mike really did release a series of sappy ads featuring endorsements from his young players, son, and daughter, the reaction quotes are fabricated for my own amusement.

Where is The Vision of “Progress” From Minnesota Progressives?

Can someone please tell me what Governor Mark Dayton, Al Franken and the DFL Legislature plan to do with another term in office?  Because I have no earthly idea.

I know what they have done in the past, and it’s impressive – an improved economy, health care system, and fiscal outlook.

franklin_roosevelt_new_deal_campaign_button-_Google_SearchBut progressives are also supposed to lead the way forward.  The dictionary says a “progressive” is “a person advocating or implementing social reform or new, liberal ideas.”

Where is the “new” part?  Where is the “advocating” part?

It’s entirely possible that I’m not paying close enough attention, because this campaign season is putting me to sleep.  But I can’t discern where these top DFLers propose to take Minnesota.

  • ACHIEVEMENT GAP PROGRESS?  For instance, the education achievement gap is a morally shameful and economically perilous problem.  What specific solutions does the DFL offer that are sufficiently bold to at least narrow that persistent gap?
  • CLIMATE CHANGE PROGRESS?  Climate change is the most urgent problem of our times, and Minnesota remains hopelessly addicted to dirty coal-fired power plants and cars dependent on environmentally destructive fracked petroleum.  I know the DFL supports more renewables and less fossil fuels, but how exactly are they going to realign financial incentives to make that more of a reality, and not just rhetoric.
  • COLLEGE AFFORDABILITY PROGRESS?  College is increasingly important for earning a good living, and increasingly out-of-reach for middle- and lower-income families.  What progressive ideas does the DFL offer to address this important challenge?
  • RETRAINING PROGRESS?  Many unemployed and underemployed workers lack the career skills to thrive in a fast-changing economy.  While increasing the minimum wage and funding job-creating bonding projects are great steps, what specific education and training help does the DFL offer to help those workers adjust to our economy’s new normal?

Does the DFL have a “secret plan” for more progress on any of these issues, like the secret plan President Nixon promised to end the Vietman War?  If so, why is it secret?    I just finished watching the PBS televention series about the Roosevelts, and I was reminded that Teddy, Franklin and Eleanor reaped political rewards by fearlessly advocating for bold solutions to society’s toughest problems.

Again, Minnesota DFLers  have earned reelection.  They have a strong record of paying back schools, implementing reforms that have a record 95% of Minnesotans with health insurance,  improving tax fairness, increasing the minimum wage, passing marriage equality, funding job-creating infrastructure improvements, delivering all-day kindergarten, and balancing the budget on-time, in a fiscally responsible way.  That’s very impressive work, at a time when extreme Tea Party-backed Republicans have offered only mindless obstructionism.

But we live in an impatient “what have you done for me lately” world.    To prevent an electoral setback a few weeks from now, DFLers need to fire up their progressive base enough to get them to vote at higher rates than they typically do in non-presidential year elections.  And in terms of a bold new progressive way forward, Minnesota DFLers haven’t offered much to fire them up.

– Loveland

Note:  This post also was also published by MinnPost.

Congress Needs To Vote On Obama’s Proposed War on ISIL

I’m an Obama backer.  Though no President can ever be perfect, I admire what this President has done on the economy, health care reform, bringing home the troops from the Bush Middle East wars, and many other things.

Congress_war_declaration_authorityBut I disagreed with him last night when he said it would be “welcome” if Congress supported U.S. attacks on ISIL.  It would be more than welcome.  It would be necessary.

I’ll let others decide whether congressional authorization is constitutionally or statutorily required for a bombs and “advisers” action like this.   But strict legality aside, democratic principles dictate that a democracy’s representative body probe the executive branch’s plans and vote on authorization before we commit as a nation to the human and economic costs associated with a potentially protracted military engagement.

In 2008, I agreed with Obama when he said:

The President does not have power under the Constitution to unilaterally authorize a military attack in a situation that does not involve stopping an actual or imminent threat to the nation.

As Commander-in-Chief, the President does have a duty to protect and defend the United States. In instances of self-defense, the President would be within his constitutional authority to act before advising Congress or seeking its consent. History has shown us time and again, however, that military action is most successful when it is authorized and supported by the Legislative branch. It is always preferable to have the informed consent of Congress prior to any military action.

With only a 15-minute presidential speech presenting one side of the argument available, none of us yet has sufficient evidence to make an informed decision about whether or not we should support these proposed attacks on ISIL.  Congress needs to do it’s job and give the nation a free and open debate, and a democratic decision.  If Members of Congress really want to “support the troops,” an informed, transparent pre-strike debate about the pros and cons of this military action would support the troops in a much more meaningful way than yellow ribbons ever could.

– Loveland

Reporters Let McFadden Have It Both Ways On Health Reform

You can’t simultaneously support deism and atheism, or capitalism and communism.  Embracing one makes it logically impossible to simultaneously embrace the other.  They are mutually exclusive.  If a candidate came out and claimed to be for both of those ideological constructs at the same time, in an attempt to win support from supporters of each idea, they would be the laughing stock of American politics.

If you doubt that, imagine if you saw these headlines in today’s news:

Dayton Tells Congregation “I Support Atheistic Christianity”

McFadden Tells Business Group He Embraces “Capitalistic Communism”

The candidates would be laughed out of the race for taking such absurd positions.

I submit that the same should be true of simultaneously advocating to 1) outlaw denial of health coverage due to a pre-existing health condition and 2) make health insurance coverage optional.  It’s defensible to embrace either of those two positions.  But it’s not defensible to embrace those two approaches simultaneously.

Here’s why:  If you outlaw the insurance companies’ enormously unpopular ability to deny coverage due to pre-existing conditions, but simultaneously make purchasing health insurance optional, millions of people would stay out of the insurance market until the moment they got sick or hurt.  After all, why would anyone choose to pay high premiums for years to protect themselves against the expenses associated with treating an illness or injury when they know that the insurance company will be forced to pay the treatment expenses after they suffer from the ailment? And if millions of people refused to pay premiums until the moment they need insurance benefits, the insurance industry would very quickly need to dramatically jack up premiums, or go bankrupt.

There is broad consensus about this.  The Georgetown University Center on Health Insurance, the Manhattan Institute, America’s Health Insurance Plans (AHIP), the Pacific Research Institute, the Manhattan Institute, The Concord Coalition, the Center on Budget and Policy Priorities, Families USA and many others have all said that a coverage mandate and preexisting condition reform have to be paired in order for the finances of health reform to work.

Mike_McFadden_scissors_obamacareYet when GOP politicians endorse those two mutually exclusive positions, almost no political reporters note the absurdity of it.  When reporters allow politicians to get away with simultaneously endorsing the part of Obamacare that outlaws pre-existing condition denials and opposing the part of Obamacare that mandates insurance coverage, they effectively allow those politicians to say something every bit as absurd as “I’m for capitalism, but I also support communism.”

For example Minnesota U.S. Senate candidate, and millionaire investment banker, Mike McFadden (R-Sunfish Lake) says:

Before we can make the kind of changes Americans deserve, we need to repeal the “Unaffordable Care Act” (which would repeal the coverage mandates)

…when we repeal and replace Obamacare, we need to make sure that those with pre-existing conditions actually have access to affordable insurance plans that cover their illnesses.

Any actuary will tell you that if McFadden and other GOP pols simultaneously enacted those two policies it would lead to a complete and utter meltdown of the nation’s health care finance system.  But almost no political reporters will.

– Loveland

Note:  This post was also featured on MinnPost’s Blog Cabin.

McFadden’s New Ad Proposes Scissoring Health Care System’s Unhealed Wounds

McFadden_Stiches_AdFollowing his sophmoric campaign ad about getting hit by a child in his, tee hee, senatorial privates, Minnesota U.S. Senate candidate Mike McFadden has a new metaphoric television ad about the harm he wants to inflict on Obamacare.

The ad opens with Mr. McFadden establishing his bona fides as a Common Man, just like us.  Sitting in a plush leather chair in a well polished den, the son of the CEO candidate — who is worth between $15 million and $57 million dollars — tells viewers about the McFaddens’ hardscrabble existence:

Conor McFadden (son of the candidate): “My dad, Mike McFadden? He’s cheap.”

Mike McFadden (candidate): “With six kids, it’s called a budget.”

In Romneyesque fashion, the “with six kids” and “budget” references are intended to imply that Millionaire Mike is struggling from paycheck-to-paycheck, just like a dang minimum wage worker.  This is as close to an obligatory “Honest Abe was raised in a primitive log cabin out on the wild frontier” yarn as Team McFadden can muster.   (Of course, the $2,000 hockey table on display next to junior doesn’t exactly support the Frugal Mike image.  But, hey, he didn’t get the kids the $3,000 table, now did he?)

Then comes the metaphoric meat of the ad:

Conor: “When I was 10 and had to get stitches out after a hockey injury, the nurse said it would cost one-hundred bucks. Dad was so horrified he grabbed the scissors and took them out himself.”

Mike: “You lived.”

Conor: “Trust me, nothing will stop Dad from trying to take out Obamacare.”

Mike: “Send me to Washington and give me some scissors. I’ll put ‘em to work.”

Mike_McFadden_stern_daddyNote the tough, no-nonsense daddy image that McFadden’s political consultants are constructing.  Linguist George Lakoff has documented how GOP candidates very consciously frame themselves as “strict fathers” of the  family — “you lived” — while portraying Democrats as the overly permissive mommies.

Wait until daddy comes home!  Daddy will stop mommy and and the children from spending irresponsibly. There is a lot of that patriarchal “father knows best” vibe here.

So, to recap the ad narrative,  strict daddy on a budget is so darn frugal he will remove son’s stitches with his own scissors to save money, and he will do that with Obamacare too!

There are at least a couple of major substantive problems with the mac daddy’s metaphor:

Problem #1:  America’s health care system is far from a healed wound.  In fact, America’s health care system is an open, festering wound.  According to the non-partisan Commonwealth Fund, the United States has the worst health care system in the developed world.  After Mr. McFadden “takes out” the ACA stitches in this gaping wound, what is he going to do about the bleeding:

  • The 99,643 Minnesotans newly enrolled in Medicaid and the Children’s Health Insurance Program (CHIP) who would be uninsured again.
  • The 2,318,738  Minnesotans with some type of pre-existing health condition who would once again be denied insurance without ACA protection.
  • The 35,000 Minnesota young adults who, thanks to the ACA, are currently insured under their parents plans until age 26 but would be uninsured again without ACA.
  • The 2,043,000 Minnesotans who, thanks to the ACA, are free from worrying about lifetime limits on coverage, but would face such dangerous limits again.

Are we really prepared to let McFadden re-open that wound?

Problem #2:  “Taking out” Obamacare stitches with McFadden’s scissors doesn’t save money. In fact, it would cost a lot of money.  According to the non-partisan Congressional Budget Office (CBO) and Joint Committee on Taxation (JTC), eliminating Obamacare would:

“…cause a net increase in federal budget deficits of $109 billion over the 2013–2022 period.”

In other words, McFadden may be cutting, but he is certainly not saving.  That’s an important little $109 billion detail to keep in mind.

Also, McFadden has made it clear that he wouldn’t use his scissors on fellow CEOs at private insurance companies.  McFadden opponent Senator Al Franken successfully authored an ACA measure that, for the first time, requires private health plan CEOs to spend at least 80 to 85 percent of the premiums they collect to pay for actual health care, instead of corporate overhead, salaries, bonuses, marketing and profits.  In 2012, Franken’s “medical loss ratio” provision led to the average Minnesota family with private insurance receiving a rebate of $303.

But Mr. McFadden has made it clear that he opposes Franken’s scissoring of private insurance companies’ overhead, salaries, bonuses, marketing and profits.   Instead, McFadden prefers to take his scissors to millions of Minnesotans benefiting from Obamacare.

So, McFadden wants to scissors an unhealed wound even though it will cost billions and cause massive bleeding.  Why?  Because the Minnesota GOP’s rabidly Tea Party base demands red-faced Obama-hating, and McFadden will say anything to curry their favor.  As McFadden’s son promises them, “Trust me, nothing will stop Dad from trying to take out Obamacare.”

– Loveland

Will Singing SD Senate Candidate Be The Next Wellstone?

Mike_Rounds_jetFormer South Dakota Governor Mike Rounds (R-Pierre), has been running for U.S. Senate the modern way.  The conservative insurance executive been  jetting around the country to raise  money from ultra-wealthy donors.  Governor Rounds also has the billionaire Koch Brothers as covert sidekicks, bringing their dark money to the state to do his dirty work.

Rick_Weiland_on_the_roadMeanwhile, Rounds’ Democratic opponent Rick Weiland has been campaigning the old fashioned way.  He is staying grounded, traveling the dusty byways in a minivan.  Weiland is the first candidate in South Dakota history to campaign face-to-face in all of the state’s 311 towns.  A couple of them are not metropolises.

Getting to all 311 towns is not just an impressive tactical feat, it’s also serves as a statement about the candidate’s values.  In a state that prides itself on hard work and personal connections, South Dakotans are noticing the hardest working man in the political business.

At one point, Weiland tried to get Rounds to join him on the gravel roads.   He challenged Rounds to reject big national money and discourage dark money, and to replace wall-to-wall campaign ads with a lengthy series of Lincoln-Douglas style debates in small towns around the state. Rounds rejected Weiland’s suggestion, and returned to the fundraising circuit.

To stress his populist “Take It Back” campaign theme on the road, Weiland sometimes belts out parody songs in an imperfect voice. When you are being badly outspent, you need to get creative to get noticed and remembered.  Weiland has long liked to relax by making music with his family and friends, so a few months back he rounded them up to videotape  a well-received parody of “I’ve Been Everywhere” to chronicle his epic campaign journey.  Today, Weiland released a parody sung to the tune of Miller’s “King of the Road.” An excerpt of the lyrics:

My vote’s not for sale or rent,
I just won’t listen to the one percent.
I’m not campaignin’ in corporate jets,
I’m meetin’ voters in luncheonettes.
I’ve been in three hundred and eleven towns.
Still lookin’ for that guy named Rounds.
I’m goin’ everywhere I can, man. Bring on the road!

Rick_Weiland_singingCorny?  You betcha.  But it’s on-message, fun and unique enough to get noticed and remembered amidst the election season media clutter.   The self-deprecating Weiland readily acknowledges he is no threat to be inducted into the Country Music Hall of Fame, but he is determined to connect with South Dakotans on a deeper level than Rounds’ formulaic political ads do. (In one of his pre-fabricated TV ads,  Rounds famously imported stock photography of faux Dakotans, including one woman from, ahem, Paris, France.)

To the surprise of many, the South Dakota U.S. Senate race is in play. A May 2014 Public Policy Polling (PPP) survey shows  Governor Rounds, a long time political institution in the state, stalled out with just 40% support, while the lesser known Weiland is already within striking distance at 28%. In a small state where only a few hundred thousand people will vote in a non-presidential election, Weiland’s hyper-local approach to campaigning could make a difference.  The Koch Brothers would not have set up shop in a deep red state if they thought their guy Rounds was safe.

But can Weiland’s unabashedly populist message really sell in a solidly conservative state? The PPP survey says it can.  It found that South Dakotans, by a 15-point margin, prefer Weiland’s “Medicare for all” proposal to Rounds’ call to eliminate the Affordable Care Act. By a 24-point margin, South Dakota voters also reject Rounds’ embrace of the scorched earth federal budget proposed by conservative Congressman Paul Ryan (R-WI).

The wild card issue in the race could be something called EB-5.  Rounds continues to take on heavy tri-partisan criticism for his championing of the state’s scandal-plagued EB-5 program, a controversial economic development initiative that allows wealthy foreign investors to jump to the head of the citizenship line.  A steady stream of news coverage has focused on missing money, the death of a key figure, and a number of investigations.

Finally, Weiland could further close the gap as three prominent conservative candidates on the November ballot carve up South Dakota’s  conservative vote.   Former Governor Rounds,  former Republican U.S. Senator Larry Pressler (I-Sioux Falls), and former Republican State Senator Gordon Howie (I-Rapid City, Tea Party-backed) are all competing for conservative voters.  Political chameleon Pressler occasionally tries to impersonate a moderate, but with a 100% conservative rating from American Conservative Union in his last year in the Senate, the news media shouldn’t let him get away with that.  With a fragmented conservative electorate, a lone Democrat on the ballot could eke out a victory in November.

Despite all of this, some still are writing off Weiland. In the July before election day, nobody in Minnesota thought Paul Wellstone or Jesse Ventura had a chance to win either. But a populist message and an entertaining approach helped both of them sneak up on their opponents.  Could the warbling Weiland be the next upper midwestern candidate to use a similar approach to shock the world?

– Loveland

Minnesota Senate Candidate McFadden Releases New Humorous Ad

Mike_McFadden_groin_hilaritySaint Paul, Minn. — Minnesota U.S. Senate candidate Mike McFadden (R-Sunfish Lake) followed an earlier campaign television ad that ended with a child-inflicted injury to his groin with a new  television ad that uses thinly veiled flatulence-based humor to further make his case for election to the U.S. Senate.

“We’re just trying to have some good clean fun, while making a very serious point about Al Franken’s big government, job-killing stuff,” said McFadden.

The ad opens with a fog rolling over a grainy black-and-white photo of a frowning Senator Al Franken. Ominous music drones throughout the spot, and two 10-year old boys on a playground chime in in a sign-songy tone.

Male adult announcer: “Something is very, very rotten in Washington.”

Male child actor #1: “Al Franken says the Iraq War and Great Recesssion  are not his fault. But he who smelt it, dealt it.” (giggle)

Announcer: “Death panels.  IRSgate. Benghazi. Al Franken wants to keep it silent. But we all know, they’re silent but DEADLY.”

Male child actor #2: “Whoever rebuts it, cuts it.” (giggle)

Mike McFadden: (Giggling and holding his nose ) “I’m Mike McFadden, and I declare it, so Al can no longer blare it.”

(McFadden then sits on whoopee cushion. McFadden and kids giggle in unison.)

Mike McFadden:  “Oh no, not again, Al!”

The ad began running across Minnesota today. Like the groin ad, it was created by Washington-based Sophmoric Productions.

– Loveland

Note:  This post is satire and the featured ad doesn’t exist, for now.

Minneapolis Stepping On It’s Applause Line

Betsy_Hodges_begs_for_applauseSo Minneapolis Mayor Betsy Hodges is directing Minneapolitan social media mavens to tweet on over to #bragmpls to brag about Minneapolis, and run down other cities.

 “When you go to their cities,” she joked, “talk about how disappointing they are compared to Minneapolis.”

I can hear it now.

“Yeah, New York City is nice and all, but frankly Central Park is a little disappointing compared to The Yard.”

“Chicago? I hate to be mean, but I was a little disappointed that the architecture was all so old, kind of like Minneapolis had before we had the good sense to demolish it, and replace with a fresh 1970s look.”

“San Francisco, meh. I looked everywhere to find a Culver’s, but was sooooo disappointed to learn that they haven’t arrived there yet. I couldn’t wait to get home.”

Okay, I acknowledge Mayor Hodges was making a joke when she talked about expressing disappointment in other cities.  Still, the hashtag cheerleading campaign is no joke to Mayor Hodges and her public relations team.   And to me, her public begging for hashtags is a wee bit #pathetic.

Of all of the contrived things about contemporary professional sports stage management, nothing is more inauthentic than the Jumbotron exhortations for fans to “Make Some Noise!” The piped-in artificial rhythmic clapping and the mind-numbingly chirpy D.J. Casper song “Everybody Clap Your Hands” fall into the same category.   Inevitably these perky little pick-me-ups come when the bats are silent, the defense is porous, and the hometown ownership is starting to worry about meeting its beer sales targets.

But here’s the thing: Minneapolis’s bats are not silent.

rainbow_all_star_gameIn fact, Minneapolis is kicking some serious ass right now. Two new mega-expensive LRT lines are flowing through Minneapolis, and a third appears to be on the way. An iconic billion dollar football palace is rising out of the ground to replace the embarrassing  Metrodome. The metro area has the lowest unemployment of any metro area in the nation. Minnesota has the second lowest uninsured rate in the nation. The city’s population is growing, driven by a remarkable residential housing boom in the downtown area.  The Super Bowl, the most visible sporting event in America, is coming.  And baseball fans from around the world are watching professional baseball’s All Star Game in one of the best ballparks in the world, with a rainbow framing it, right here in our Minnie Apple.

The applause is happening organically. So turning on the flashing “Applause!” sign and publicly waving the mayoral pom poms in the midst of genuine, unprompted applause constitutes stepping on your own applause line.   Methinks we’re trying just a little too hard.

– Loveland

Note:  This post was also featured on MinnPost’s Blog Cabin.

State of the Obamacare Debate

I’m too uninspired to write anything new, and am about to go on vacation, so I’m just posting the best recent distillation I have seen of the state of that Song That Never Ends, the Obamacare debate.

Take it away, Jonathan Chait from the New York magazine:

Republicans Finally Admit Why They Really Hate Obamacare

By JONATHAN CHAIT

Conservatives spent years predicting Obamacare would collapse in all manner of gloomy scenarios. But those predictions all occurred in the run-up to the law coming on-line, on the basis of sketchy, preliminary data or pure conjecture. But in the months since the law has come into effect, a steady stream of far more solid data has come in, and the doomsaying predictions are being hunted to extinction. The right’s ideological objections to Obamacare remain, but I can’t think of a single practical analytic claim they made that still looks correct.

Just within the last week, numerous predictions of Obamacare skeptics have suffered ignominious deaths. Consider a few:

1. Obamacare is mostly just signing up customers who already had insurance. The basis for this claim was a preliminary survey conducted by McKinsey last year, well before the first enrollment period for Obamacare was complete. It generated massive coverage in the right-wing media. Since then, newer data has shown much higher figures. A Kaiser Family Foundation survey finds that 57 percent of enrollees lacked insurance previously.

2. Obamacare isn’t even significantly reducing the ranks of the uninsured. This claim built on the previous one — it combined the prediction few people would sign up for new coverage with the prediction that those who did were mostly insured. “CBO has projected that 14 million previously uninsured Americans would gain coverage under the law. With about ten weeks left in this year’s enrollment period, we’re looking at a coverage expansion of less than a million,” suggested Republican health-care adviser Avik Roy.

Obamacare_uninsured_decline_chartMeasuring the population lacking insurance is historically complex and imprecise, but we now have a bevy of measures showing that Obamacare has already made a huge dent in the uninsured population. Gallup has showed the uninsured rate dropping by about a quarter. A report finds the uninsured rate in Minnesota has fallen by 40 percent. A study of numerous cities by the Robert Woods Johnson foundation projections projects declines of about 60 percent by 2016 in municipalities whose states expanded Medicaid, and half that in states where Republicans have maintained the party’s boycott of Obamacare.

3. Insurance will be so expensive that few people will want to buy it. We spent weeks and weeks debating “rate shock.” Also, nope. The average plan purchased on exchanges costs customers only $82 a month. A Kaiser Family Foundation survey of people who used to have individual insurance and now have the regulated insurance on the exchanges — finds that the number of customers reporting lower premiums exceeds the number paying higher premiums.

Obamacare_premiums_char

4. But premiums will shoot up next year! As premiums have turned out to be cheap — indeed, cheaper than initially projected — Obamacare skeptics slowly retreated to a new prediction: Rates would rise next year.

Another nope. As state-by-state information trickles in, it appears conservatives won’t get the premium spike next year, either. Insurers are jumping into the market, putting downward pressure on prices. Expected premium increases appear to be on par with, or perhaps a bit lower than, historic levels:

Will all this data produce a grand bipartisan consensus on Obamacare? Of course not. Nor should it. The practical objections to Obamacare are collapsing, but the philosophical ones remain in place. Suppose you strongly objected to the idea that your city should own a bunch of buildings where people can go borrow books for free. (Some people do!) If you couldn’t persuade a majority of fellow citizens of your conceptual objections to libraries, you might try arguing that the library scheme was doomed to collapse in cost overruns, or that nobody would ever use them, or that shelves of heavy books would be routinely toppling over and killing small children. But the fact is that running buildings where people can check out books, and running exchanges where people can purchase basic health insurance packages, are both things that governments can do.

And so conservative objections to Obamacare are finally turning from the practical to the philosophical. In response to reports that Obamacare insurance turns out to be affordable, Roy, who has spent months warning of rate shock, mocks that “other people’s money will pay for it.” Conservative columnist Byron York likewise argues “Obamacare’s ‘good news’ applies only to the poor.”

It is true that Obamacare is far more helpful to people lower down the income scale. The poorest people get Medicaid, which is free. Those higher up the income ladder get tax credits, which phase out at $45,000 a year for an individual, and $94,000 a year for a family of four. (I wouldn’t call people earning under those levels “poor.”) Of course, people who get employer-sponsored insurance also get their coverage paid for with “other peoples’ money.” The difference is that employer-sponsored insurance uses a tax deduction, which gives the largest benefits to those who earn the most money, as opposed to Obamacare’s sliding scale tax credit, which gives the most to those who earn the least.

But at least conservatives are now representing their true bedrock position on Obamacare. It is largely a transfer program benefitting people who either don’t have enough money, or pose too high a health risk, to bear the cost of their own medical care. Conservatives don’t like transfer programs because they require helping the less fortunate with other peoples’ money.

– Loveland, but really Chait

Stewart Mills’ Ad On Truth Serum

This is the script of a political ad that was recently released by conservative Republican Stewart Mills III, who is running against DFL Congressman Rick Nolan in Minnesota’s 8th Congressional District.  The ad shows young Stew the third sporting the orange shirt worn by front line employees at the Mills Fleet Farm chain of big box stores that his family operates.

I’m Stuart Mills.  My family operates Mills Fleet Farm.

As a teenager, I worked here stocking shelves.  (chuckle)  Then I got promoted to mopping floors.

Now I run the health care program for thousands of our employees and their families.

Everyday, I see how Obamacare hurts small businesses and the middle class.

As your congressman, I’ll replace it.

I’m Stewart Mills and I approve this message, because we need to grow the middle class and get Minnesota back to work.

Stewart_Mills_III_orange_shirt

If Stew the third were injected with truth serum, the ad might sound more like this:

I’m Stewart Mills the third.  My family operates Mills Fleet Farm.

As a teenager, I worked there stocking shelves.  (chuckle)  Then I said,  screw this, daddy, make me a top executive faster than everyone else.  And he did.

In other words, I was born on third base, but think I hit a triple.

Now I’m fighting to protect my millions of dollars in inherited wealth.

But every day in Minnesota I see how 350,000 minimum wage workers have gotten a raise, 95,000 have new Medicaid coverage, and 2.3 million with pre-existing conditions have gotten their coverage protected through Obamacare.

As your congressman, I would oppose those things, and  offer no alternatives.

I’m Stewart Mills III, and a bunch of other folks with inherited wealth approve of this message, because they want a fellow silver spooner growing the upper class and putting ordinary Minnesotans back in their place.

 

Note:  This post was featured in Politics in Minnesota‘s Best of the Blogs.

Billionaire Purchases Naming Rights To Uninsured South Dakotans

Sioux Falls, South Dakota — South Dakota billionaire banker and philanthropist T. Denny Sanford announced today that he will fund free health coverage for 48,000 uninsured, low-income South Dakotans.  The announcement comes in the wake of Republican Governor Dennis Daugaard’s continued refusal to accept $224 million in federal funding to cover the same group of citizens.

In recent years, Sanford has been lauded for donating large amounts of money to South Dakota health facilities, sports complexes, and other popular projects.   The high interest banker often has his projects named after him, such as Sanford Health™, Sanford Children’s™, Sanford Heart™,  Sanford Medical School™, Sanford Pentagon™, Sanford Sports Complex™, and Denny Sanford Premier Center™.

Sanford’s latest donation comes in the midst of a bitter political debate that has been intensifying in South Dakota for several years.

As part of the federal Affordable Care Act (ACA), sometimes called Obamacare, about 48,000 low income South Dakotans are eligible for Medicaid coverage.  By the year 2020, South Dakota was to have received a massive influx of $224 million due to this expansion of coverage.

Medicaid_ExpansionHowever Governor Daugaard has refused the $224 million to cover uninsured poor people, citing his  personal opposition to Obamacare and the cost of the expansion that would be paid by South Dakota.  The federal government is paying 100 percent of the total costs through 2016, and 90 percent after that.

The neighboring states of Iowa, North Dakota, and Minnesota are all expanding Medicaid coverage to uninsured citizens, while Nebraska, Montana and Wyoming are not.  States that are opting out of the program will leave over 5 million of the poorest Americans without basic health benefits, or shifting their health care costs to other citizens.

Under pressure from South Dakota physicians and 63% of South Dakotans who support the Medicaid expansion, Daugaard recently asked the federal government to cover a little over half of the eligible citizens, but deny coverage to the rest of eligible citizens. The federal government rejected Daugaard’s proposal, leaving all 48,000 South Dakotans without coverage.  The Legislature  refused to allow the Medicaid expansion question to be posed to South Dakota voters at the ballot box.

But Sanford stepped into the fray today, announcing that he is creating a new Medicaid-like health plan, which he is calling SanfordCare™.  Any South Dakota citizen who would have been eligible for the Obamacare expansion would be eligible for the free SandfordCare™ coverage, provided they agree to legally change their surnames to Sanford™.  Any children born while under the health coverage would also have to adopt the first name Denny™ or Denita™.

Note:  This post is, to the best of our knowledge, satire.  There is no SanfordCare proposal, but there are 48,000 South Dakotans being denied health coverage.

Franken Opponent McFadden Refuses To Confirm Own Existence

invisible_manSaint Paul, Minnesota — Minnesota U.S.  Senate candidate Mike McFadden held a news conference today to announce that he would be announcing nothing.

“Minnesota is great, and I’ll do lots of great stuff in the Senate to make it even greater,” said McFadden, to roaring applause from his supporters.  “Beyond that, I promise that I will not do wasteful ungreat things that keep Minnesota from becoming greater.”

Under questioning from reporters, the wealthy businessman running to replace U.S. Senator Al Franken refused to provide positions  on the national policy issues that are debated in the U.S. Senate.   For example, McFadden declined to state his position on the minimum wage, the Paycheck Fairness Act and a “personhood” anti-birth control measure.

MinnPost reporter Eric Black recently attempted to profile the stealth Senate candidate, but struggled to find anything to profile beyond the over $2 million the former businessman has raised from enthusiastic conservative donors.  Black characterized the McFadden record like this:

I’m not sure what the record is for seeking a seat in the U.S. Senate without disclosing issue positions, but McFadden, who declared his candidacy nine months ago, may be giving it a run.

There is no “issues” section on his campaign website. He skipped the first three opportunities to debate his Republican opponents for the nomination.  On Monday, he appeared at the fourth debate, but that one was closed to the press and public.

The McFadden campaign maintains that the candidate has taken many position stands, such as his desire to “name way more awesome things after Ronald Reagan” and “repeal and replace” the federal Affordable Care Act (ACA).

When pressed for details about what he would replace the ACA with, McFadden said that announcement would need to wait until he begins his six-year term in office.

“We will help, not hurt Americans,” McFadden  explained.

The campaign did release a 12-page single spaced list of things McFadden would rename after Ronald Reagan.

When asked to name political role models McFadden listed Ronald Reagan, several Reagan impersonators and Chauncey Gardiner.

“By standing for no one, and Mike is appealing to everyone,” said Saul Loes, a conservative political consultant advising the McFadden campaign. “He just might be the most brilliant politician of our generation, if he exists, which we are neither confirming nor denying.”

Note:  This post is satire.

What Does Ortman Really Think About Palin Endorsement?

Barack Obama’s favorable ratings have seen better days.  An average of polls compiled by Real Clear Politics (RCP) shows that an underwhelming 47% of Americans have a favorable view of the President.

This presents a challenge for incumbent Democratic U.S. Senator Al Franken, because Franken has been a supporter of the President’s efforts on health care reform, job creation packages, a minimum wage increase, ending the Middle East wars and other Obama initiatives.

So who does State Senator Julianne Ortman partner with to make her case to replace Franken?  Former Alaska Governor Sarah Palin, whose abysmal 37% favorability rating (RCP average of  recent polls) makes President Obama look like a rock star in comparison.

Palin, one of the Tea Party’s wackiest voices, laid it on thick for Senator Ortman:

“Let’s give voters a contrast this fall: a clown vs. a Mama Grizzly, an Obama 100 Percenter vs. a Blue Star Mom, a talker vs. a doer, and a liberal Obama rubber stamp legislator vs. a proven conservative fighter.”

While Senator Ortman said positive things about the Palin endorsement, her body language perhaps exposes more ambivalence.  This photo was featured on Governor Palin’s Facebook page.Palin_Ortman_birdFor the Republican primary, the Palin endorsement definitely helps Senator Ortman.  For the general election, the Palin endorsement is good news for Franken, not Ortman, because it frames the largely unknown Ortman up as a Palin-esque Tea Partier.

So, while I’m sure Senator Ortman’s bird escaped accidentally in this photo, you could hardly blame her if it didn’t.

MN Congressional Candidates Take Note: 6 of 10 Americans Want To Keep Obamacare

The reporting on Obamacare public opinion research has been consistently shallow, as I’ve noted for years.  Despite the many simplistic “Public Opposes Obamacare” stories and punditifications, a deeper dive into the polls shows that an overwhelming majority of Americans want to either keep the Affordable Care Act (ACA) as is, or improve it.

The latest Kaiser Family Health Foundation Tracking Poll, which was fielded prior to this week’s positive publicity about ACA insurance exchanges targets being met, finds that this trend is continuing.  Even after a pre-deadline deluge of anti-Obamacare advertising, Americans still oppose repealing the Affordable Care Act, by a huge 29% to 59% margin.  Independent voters, who will be so important in the upcoming mid-term elections, also overwhelmingly oppose the GOP’s repeal calls, by a 32% to 52% margin.

Survey__59_pct_want_to_keep_acaSo, nervous DFL congressional candidates, improvements to the ACA — a better exhange website, a more robust exchange call center, more exchange “navigators,” stronger enrollment incentives for young adults,  and/or a public insurance option — would be welcomed by voters.  But let your Republican opponents blather on about “repeal and replace” all they want, because it simply is not selling.

– Loveland

Note:  This post was featured in Politics in Minnesota’s Best of the Blogs.

MN GOPers Offer Bill To Insure More Families and Ban Preexisting Condition Exclusions

Saint Paul, Minnesota (April 1, 2014) —  Republicans legislators in the Minnesota House of Representatives today released detailed legislation that would extend health insurance to 489,000 uninsured Minnesotans, and guarantee that Minneostans will never again be denied health coverage because of a preexisting health condition.

“Democrats have put their detailed health care plan out there to be analyzed by Minnesota citizens, so we decided that we should develop our own detailed proposal,” said Minnesota House Minority Leader Kurt Daudt (R-Crown).

republican_alternative_to_obamacare_GingrichThe Democrats’ Affordable Care Act (ACA) has made it illegal for private insurance companies to deny coverage due to pre-existing health conditions, something that impacts many of the 2.3 million Minnesotans who have some type of pre-existing health condition, and others who could develop one in the future.

The ACA also successfully helped 95,000 of Minnesota’s most vulnerable citizens get efficiently covered in Medicaid, including about 12,000 uninsured Minnesotans whose medical expenses were being shifted to insured Minnesotans.  In addition, the ACA covers 35,000 Minnesota young adults, many of whom otherwise would have been uninsured, but now are able to stay on their parents’ health policy until age 26.  Finally, over 150,000 Minnesotans recently enrolled into health insurance plans via the MNsure online insurance selection and comparison tool, in part because the plans offered on MNsure carried the lowest premiums in the nation.

Despite those findings, Republicans gathered at a news conference at the State Capitol today to declare the Democratic effort a “train wreck,” and to release their detailed legislative alternative  They note that their legislation will achieve more results at a fraction of the cost of the ACA.

“We’re proud of our party’s health reform ideas, and have no problem setting our detailed proposal alongside the Democrats’ detailed proposal,” said Daubt.  “In fact, we have already asked for a non-partisan third party analysis of our legislation, so that Minnesotans can see precisely how our bill compares with the ACA in terms of effectiveness, efficiency and affordability.”

In other April 1 news, a large group of boars was reported to be flying through a brutal polar vortex over the frozen southeastern Michigan town of Hell.  The soaring swine seemed to be disoriented by a blinding morning sunrise on the western horizon.

Note:  This satirical post was featured in Politics in Minnesota’s Best of the Blogs.

SD Senate Challenger Shows How Obama Should Have Led On Health Care Reform

rick_weiland_head_shot-2President Obama and his supporters have struggled mightily to market the byzantine Affordable Care Act (ACA) reforms to the public.  But by uttering three simple words – “Medicare for all” –  U.S. Senate candidate Rick Weiland in neighboring South Dakota is showing President Obama how it should have been done way back in 2008.

The “Medicare For All” approach that Weiland proposed last week is much easier to sell than the ACA.  The Associated Press reports:

Weiland has proposed that citizens of any age be allowed to buy into Medicare, which now is generally open only to people 65 and older, as an alternative to private health insurance plans.

“People understand Medicare,” Weiland told The Argus Leader. “It works, it’s efficient, and all this other stuff that they’re having now to focus on is extremely complicated, and they don’t understand it.”

Clear.  Concise.  Compelling.  The same can’t be said about most ACA-related rhetoric.

Obama Framed Up The Wrong Comparison

In the book Predictably Irrational,  Dan Ariely, a psychology and behavioral economics professor, examines how we make choices.  One of the phenomena Ariely describes is research showing that humans tend to judge their environment in relation to things that are comparable.

For instance, let’s say you give newlyweds the choice of three honeymoon options – Paris with free breakfast included, Rome with free breakfast included, and Rome with no breakfast included.  Because the two Rome options are comparable, most will gravitate away from the single Paris option.  We are attracted to comparability.

The Comparability Obama Offered.  With that research in mind, consider what President Obama and congressional Democrats did on health reform in 2008.  He believed that Americans needed to have a system that was comparable with what they were familiar with, our American system of private insurers and private health care providers.  So, from 2008 to 2010, Obama framed the health care reform debate as the choice of two comparable things:

Private-centered status quo model.  The pre-2010 status quo system of private insurers and private health care providers.

vs.

Private-centered model, coupled with reforms..  The status quo system of private insurers and health care providers coupled with complicated reforms.

Affordable_Care_Act_infographic-2The ACA reforms were enormously complex, mostly because the underlying pre-2010 status quo health care system was so decentralized and entangled.  Obama’s reforms were narrowly enacted in 2010, primarily because the status quo was so overwhelmingly unpopular.

The Comparability Obama Should Have Offered.  But what if Obama had framed up  a different kind of comparable choice for the American people?  While it’s true that Americans are familiar with private health insurance, they are also familiar with Medicare.  So why didn’t Obama frame the debate up as a choice between these two comparable things:

Medicare for some.  A status quo system where Medicare is available only to seniors.

vs.

Medicare for all.  A new system where Medicare is available to everyone who wants it.

The Political Advantages of Medicare for All

Obama didn’t go with Medicare For All, presumably because he was afraid that Republicans would castigate it as “government run health care” and “socialism.”

As it turned out, the Republican spin machine was determined to characterize anything Obama proposed as “government run health care” and “socialism.” After all, it uses those terms to describe the ACA, which is  absurd, because the ACA relies on private insurers and private caregivers without permitting a single government-run option in the mix.

President Obama was never going to avoid this “government run health care” political attack , so there was no good reason to allow it to shape the proposal.

Moreover, Medicare happens to be “government run health care” that Americans really like.  About 56 percent of Medicare recipients give it a rating of 9 or 10 on a 0-10 scale, while only about 40 percent of Americans enrolled in private health insurance gave their plans such a high rating. An amazing 70% of Medicare recipients say they always get access to needed health care, while only 51% of people with private insurance say that.

A 2007 Associated Press/Yahoo survey showed that about two-thirds of Americans (65%) agreed that “the United States should adopt a universal health insurance program in which everyone is covered under a program like Medicare that is run by the government and financed by taxpayers.”

So demonizing the specific (“Medicare”) would have been much more politically difficult for Republicans than demonizing the abstract (“government run health care” or “socialism”).

Could Obama have passed a “Medicare For All” bill?  Expanding the nation’s most popular health plan was certainly possible.   After all, knowing that two-thirds of Americans support Medicare for All, what politician of either party would want to take to the stump arguing:

“For your parents, grandparents, neighbors, and friends, Medicare is terrific.   I’ll fight to the death to protect it for them.  But for the rest of you,  I am blocking you from accessing  Medicare.  Medicare for YOU would be radical socialism that would lead to horrific health problems.”

Huh?  That would be a head-spinning political argument to sell.

Still, because the insurance lobby is so strong, maybe Congress would have rejected Medicare for All, against the wishes of two-thirds of their constituents.  But if Obama had made  Medicare for All the starting point for the debate, the compromise at the end of the process may have been more progressive, such as a private-dominated marketplace with a Medicare-like public option impacting market competition.

Incumbents who voted for the ACA in 2010 need to defend that confusing law in the 2014 mid-term elections, and the ACA is certainly a vast improvement over the pre-ACA status quo that Republicans have effectively embraced by not offering alternatives for reducing the rate of uninsurance and outlawing preexisting condition bans.  The ACA, for all its warts, is the most significant health care reform since the creation of Medicare.

But even in a neon red state like South Dakota, challengers like Mr. Weiland are wise to adopt the clear, concise and compelling “Medicare for All” rallying call, just as Obama and congressional Democrats should have done back in  2008.

Loveland

Note:  This post was featured in MinnPost’s Blog Cabin.